LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,483
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,898
−HK$1,438/mo
Today · 4.125%
HK$48,336
baseline
▲ 0.50% · 4.625%
HK$51,277
+HK$2,941/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,672/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,600
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,957
−HK$1,377/mo
Today · 4.125%
HK$53,334
baseline
▲ 0.50% · 4.625%
HK$56,145
+HK$2,811/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,668/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,580
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,278
−HK$1,725/mo
Today · 4.125%
HK$58,003
baseline
▲ 0.50% · 4.625%
HK$61,532
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,006/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,720
−HK$3,280/mo
▼ 0.25% · 3.875%
HK$62,348
−HK$1,652/mo
Today · 4.125%
HK$64,000
baseline
▲ 0.50% · 4.625%
HK$67,374
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,000/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,677
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,658
−HK$2,012/mo
Today · 4.125%
HK$67,670
baseline
▲ 0.50% · 4.625%
HK$71,788
+HK$4,118/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,340/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,840
−HK$3,827/mo
▼ 0.25% · 3.875%
HK$72,740
−HK$1,927/mo
Today · 4.125%
HK$74,667
baseline
▲ 0.50% · 4.625%
HK$78,603
+HK$3,936/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,334/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,870
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,417
−HK$2,587/mo
Today · 4.125%
HK$87,004
baseline
▲ 0.50% · 4.625%
HK$92,298
+HK$5,294/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$174,008/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,000 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,080
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,523
−HK$2,478/mo
Today · 4.125%
HK$96,001
baseline
▲ 0.50% · 4.625%
HK$101,061
+HK$5,060/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$192,002/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,000 · Scale 2, in force from 26 Feb 2026)