LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,486
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,901
−HK$1,438/mo
Today · 4.125%
HK$48,339
baseline
▲ 0.50% · 4.625%
HK$51,280
+HK$2,941/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,678/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,603
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,960
−HK$1,377/mo
Today · 4.125%
HK$53,337
baseline
▲ 0.50% · 4.625%
HK$56,149
+HK$2,812/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,674/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,584
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,282
−HK$1,725/mo
Today · 4.125%
HK$58,007
baseline
▲ 0.50% · 4.625%
HK$61,536
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,014/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,724
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,352
−HK$1,653/mo
Today · 4.125%
HK$64,005
baseline
▲ 0.50% · 4.625%
HK$67,378
+HK$3,373/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,010/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,681
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,662
−HK$2,012/mo
Today · 4.125%
HK$67,674
baseline
▲ 0.50% · 4.625%
HK$71,792
+HK$4,118/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,348/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,844
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,744
−HK$1,928/mo
Today · 4.125%
HK$74,672
baseline
▲ 0.50% · 4.625%
HK$78,608
+HK$3,936/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,344/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,876
−HK$5,134/mo
▼ 0.25% · 3.875%
HK$84,422
−HK$2,588/mo
Today · 4.125%
HK$87,010
baseline
▲ 0.50% · 4.625%
HK$92,304
+HK$5,294/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$174,020/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,048 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,086
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,529
−HK$2,478/mo
Today · 4.125%
HK$96,007
baseline
▲ 0.50% · 4.625%
HK$101,067
+HK$5,060/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$192,014/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,048 · Scale 2, in force from 26 Feb 2026)