LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,488
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,903
−HK$1,438/mo
Today · 4.125%
HK$48,341
baseline
▲ 0.50% · 4.625%
HK$51,282
+HK$2,941/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$96,682/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,605
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,962
−HK$1,377/mo
Today · 4.125%
HK$53,339
baseline
▲ 0.50% · 4.625%
HK$56,151
+HK$2,812/mo
Deposit HK$9.97M · loan HK$9.97M · min. income ≈ HK$106,678/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,586
−HK$3,423/mo
▼ 0.25% · 3.875%
HK$56,284
−HK$1,725/mo
Today · 4.125%
HK$58,009
baseline
▲ 0.50% · 4.625%
HK$61,538
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,018/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,726
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,355
−HK$1,652/mo
Today · 4.125%
HK$64,007
baseline
▲ 0.50% · 4.625%
HK$67,381
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,014/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,683
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,664
−HK$2,013/mo
Today · 4.125%
HK$67,677
baseline
▲ 0.50% · 4.625%
HK$71,795
+HK$4,118/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$135,354/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,847
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,747
−HK$1,928/mo
Today · 4.125%
HK$74,675
baseline
▲ 0.50% · 4.625%
HK$78,611
+HK$3,936/mo
Deposit HK$5.98M · loan HK$13.96M · min. income ≈ HK$149,350/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,878
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,425
−HK$2,588/mo
Today · 4.125%
HK$87,013
baseline
▲ 0.50% · 4.625%
HK$92,308
+HK$5,295/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$174,026/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,075 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,089
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,532
−HK$2,478/mo
Today · 4.125%
HK$96,010
baseline
▲ 0.50% · 4.625%
HK$101,071
+HK$5,061/mo
Deposit HK$1.99M · loan HK$17.95M · min. income ≈ HK$192,020/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,075 · Scale 2, in force from 26 Feb 2026)