LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,492
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,907
−HK$1,438/mo
Today · 4.125%
HK$48,345
baseline
▲ 0.50% · 4.625%
HK$51,286
+HK$2,941/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,690/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,609
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,967
−HK$1,376/mo
Today · 4.125%
HK$53,343
baseline
▲ 0.50% · 4.625%
HK$56,155
+HK$2,812/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,686/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,590
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,288
−HK$1,726/mo
Today · 4.125%
HK$58,014
baseline
▲ 0.50% · 4.625%
HK$61,543
+HK$3,529/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,028/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,731
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,360
−HK$1,652/mo
Today · 4.125%
HK$64,012
baseline
▲ 0.50% · 4.625%
HK$67,386
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,024/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,689
−HK$3,993/mo
▼ 0.25% · 3.875%
HK$65,670
−HK$2,012/mo
Today · 4.125%
HK$67,682
baseline
▲ 0.50% · 4.625%
HK$71,801
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,364/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,853
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,753
−HK$1,928/mo
Today · 4.125%
HK$74,681
baseline
▲ 0.50% · 4.625%
HK$78,617
+HK$3,936/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,362/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,885
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,432
−HK$2,588/mo
Today · 4.125%
HK$87,020
baseline
▲ 0.50% · 4.625%
HK$92,315
+HK$5,295/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,040/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,138 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,097
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,540
−HK$2,478/mo
Today · 4.125%
HK$96,018
baseline
▲ 0.50% · 4.625%
HK$101,080
+HK$5,062/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,036/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,138 · Scale 2, in force from 26 Feb 2026)