LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,493
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,908
−HK$1,438/mo
Today · 4.125%
HK$48,346
baseline
▲ 0.50% · 4.625%
HK$51,287
+HK$2,941/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,692/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,610
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,968
−HK$1,377/mo
Today · 4.125%
HK$53,345
baseline
▲ 0.50% · 4.625%
HK$56,157
+HK$2,812/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,690/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,591
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,290
−HK$1,725/mo
Today · 4.125%
HK$58,015
baseline
▲ 0.50% · 4.625%
HK$61,545
+HK$3,530/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,030/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,732
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,361
−HK$1,653/mo
Today · 4.125%
HK$64,014
baseline
▲ 0.50% · 4.625%
HK$67,388
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,028/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,690
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,671
−HK$2,013/mo
Today · 4.125%
HK$67,684
baseline
▲ 0.50% · 4.625%
HK$71,802
+HK$4,118/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,368/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,854
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,755
−HK$1,927/mo
Today · 4.125%
HK$74,682
baseline
▲ 0.50% · 4.625%
HK$78,619
+HK$3,937/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,364/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,887
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,434
−HK$2,588/mo
Today · 4.125%
HK$87,022
baseline
▲ 0.50% · 4.625%
HK$92,317
+HK$5,295/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,044/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,154 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,099
−HK$4,921/mo
▼ 0.25% · 3.875%
HK$93,542
−HK$2,478/mo
Today · 4.125%
HK$96,020
baseline
▲ 0.50% · 4.625%
HK$101,082
+HK$5,062/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,040/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,154 · Scale 2, in force from 26 Feb 2026)