LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,494
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,910
−HK$1,437/mo
Today · 4.125%
HK$48,347
baseline
▲ 0.50% · 4.625%
HK$51,289
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,694/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,612
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,969
−HK$1,378/mo
Today · 4.125%
HK$53,347
baseline
▲ 0.50% · 4.625%
HK$56,158
+HK$2,811/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,694/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,593
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,291
−HK$1,726/mo
Today · 4.125%
HK$58,017
baseline
▲ 0.50% · 4.625%
HK$61,547
+HK$3,530/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,034/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,735
−HK$3,281/mo
▼ 0.25% · 3.875%
HK$62,363
−HK$1,653/mo
Today · 4.125%
HK$64,016
baseline
▲ 0.50% · 4.625%
HK$67,390
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,032/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,692
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,673
−HK$2,013/mo
Today · 4.125%
HK$67,686
baseline
▲ 0.50% · 4.625%
HK$71,805
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,372/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,857
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,757
−HK$1,928/mo
Today · 4.125%
HK$74,685
baseline
▲ 0.50% · 4.625%
HK$78,622
+HK$3,937/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,370/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,890
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,437
−HK$2,588/mo
Today · 4.125%
HK$87,025
baseline
▲ 0.50% · 4.625%
HK$92,320
+HK$5,295/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,050/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,102
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$93,545
−HK$2,479/mo
Today · 4.125%
HK$96,024
baseline
▲ 0.50% · 4.625%
HK$101,085
+HK$5,061/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,048/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,180 · Scale 2, in force from 26 Feb 2026)