LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,498
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,913
−HK$1,438/mo
Today · 4.125%
HK$48,351
baseline
▲ 0.50% · 4.625%
HK$51,293
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,702/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,616
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,973
−HK$1,377/mo
Today · 4.125%
HK$53,350
baseline
▲ 0.50% · 4.625%
HK$56,163
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,700/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,597
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,296
−HK$1,725/mo
Today · 4.125%
HK$58,021
baseline
▲ 0.50% · 4.625%
HK$61,552
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,042/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,739
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,368
−HK$1,653/mo
Today · 4.125%
HK$64,021
baseline
▲ 0.50% · 4.625%
HK$67,395
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,042/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,697
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,678
−HK$2,013/mo
Today · 4.125%
HK$67,691
baseline
▲ 0.50% · 4.625%
HK$71,810
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,382/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,862
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,763
−HK$1,928/mo
Today · 4.125%
HK$74,691
baseline
▲ 0.50% · 4.625%
HK$78,628
+HK$3,937/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,382/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,896
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,443
−HK$2,589/mo
Today · 4.125%
HK$87,032
baseline
▲ 0.50% · 4.625%
HK$92,327
+HK$5,295/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,064/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,235 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,108
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,552
−HK$2,479/mo
Today · 4.125%
HK$96,031
baseline
▲ 0.50% · 4.625%
HK$101,093
+HK$5,062/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,062/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,235 · Scale 2, in force from 26 Feb 2026)