LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,499
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,914
−HK$1,438/mo
Today · 4.125%
HK$48,352
baseline
▲ 0.50% · 4.625%
HK$51,294
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,704/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,617
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,974
−HK$1,377/mo
Today · 4.125%
HK$53,351
baseline
▲ 0.50% · 4.625%
HK$56,164
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,702/mo (50% DSR)
Upfront cash ≈ HK$10.72M (deposit + AVD stamp duty HK$748,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,598
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,297
−HK$1,725/mo
Today · 4.125%
HK$58,022
baseline
▲ 0.50% · 4.625%
HK$61,553
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,044/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,740
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,369
−HK$1,653/mo
Today · 4.125%
HK$64,022
baseline
▲ 0.50% · 4.625%
HK$67,396
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,044/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,698
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,679
−HK$2,014/mo
Today · 4.125%
HK$67,693
baseline
▲ 0.50% · 4.625%
HK$71,811
+HK$4,118/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,386/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,864
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,764
−HK$1,928/mo
Today · 4.125%
HK$74,692
baseline
▲ 0.50% · 4.625%
HK$78,629
+HK$3,937/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,384/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,898
−HK$5,135/mo
▼ 0.25% · 3.875%
HK$84,445
−HK$2,588/mo
Today · 4.125%
HK$87,033
baseline
▲ 0.50% · 4.625%
HK$92,329
+HK$5,296/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,066/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,250 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,110
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,554
−HK$2,479/mo
Today · 4.125%
HK$96,033
baseline
▲ 0.50% · 4.625%
HK$101,095
+HK$5,062/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,066/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,250 · Scale 2, in force from 26 Feb 2026)