LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,500
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,915
−HK$1,438/mo
Today · 4.125%
HK$48,353
baseline
▲ 0.50% · 4.625%
HK$51,295
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,706/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,618
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,975
−HK$1,377/mo
Today · 4.125%
HK$53,352
baseline
▲ 0.50% · 4.625%
HK$56,165
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,704/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,599
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,298
−HK$1,725/mo
Today · 4.125%
HK$58,023
baseline
▲ 0.50% · 4.625%
HK$61,554
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,046/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,741
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,370
−HK$1,653/mo
Today · 4.125%
HK$64,023
baseline
▲ 0.50% · 4.625%
HK$67,398
+HK$3,375/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,046/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,699
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,681
−HK$2,013/mo
Today · 4.125%
HK$67,694
baseline
▲ 0.50% · 4.625%
HK$71,813
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,388/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,865
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,765
−HK$1,928/mo
Today · 4.125%
HK$74,693
baseline
▲ 0.50% · 4.625%
HK$78,631
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,386/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,899
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,447
−HK$2,588/mo
Today · 4.125%
HK$87,035
baseline
▲ 0.50% · 4.625%
HK$92,331
+HK$5,296/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,070/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,264 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,112
−HK$4,922/mo
▼ 0.25% · 3.875%
HK$93,556
−HK$2,478/mo
Today · 4.125%
HK$96,034
baseline
▲ 0.50% · 4.625%
HK$101,097
+HK$5,063/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,068/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,264 · Scale 2, in force from 26 Feb 2026)