LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,501
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,916
−HK$1,438/mo
Today · 4.125%
HK$48,354
baseline
▲ 0.50% · 4.625%
HK$51,296
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,708/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,619
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,977
−HK$1,377/mo
Today · 4.125%
HK$53,354
baseline
▲ 0.50% · 4.625%
HK$56,166
+HK$2,812/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,708/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,601
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,299
−HK$1,726/mo
Today · 4.125%
HK$58,025
baseline
▲ 0.50% · 4.625%
HK$61,555
+HK$3,530/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,050/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,743
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,372
−HK$1,653/mo
Today · 4.125%
HK$64,025
baseline
▲ 0.50% · 4.625%
HK$67,399
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,050/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,701
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,682
−HK$2,014/mo
Today · 4.125%
HK$67,696
baseline
▲ 0.50% · 4.625%
HK$71,815
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,392/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,867
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,767
−HK$1,928/mo
Today · 4.125%
HK$74,695
baseline
▲ 0.50% · 4.625%
HK$78,633
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,390/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,901
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,449
−HK$2,588/mo
Today · 4.125%
HK$87,037
baseline
▲ 0.50% · 4.625%
HK$92,333
+HK$5,296/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,074/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,283 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,114
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,558
−HK$2,479/mo
Today · 4.125%
HK$96,037
baseline
▲ 0.50% · 4.625%
HK$101,099
+HK$5,062/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,074/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,283 · Scale 2, in force from 26 Feb 2026)