LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,501
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,917
−HK$1,438/mo
Today · 4.125%
HK$48,355
baseline
▲ 0.50% · 4.625%
HK$51,297
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,710/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,620
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,978
−HK$1,377/mo
Today · 4.125%
HK$53,355
baseline
▲ 0.50% · 4.625%
HK$56,167
+HK$2,812/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,710/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,602
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,300
−HK$1,726/mo
Today · 4.125%
HK$58,026
baseline
▲ 0.50% · 4.625%
HK$61,557
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,052/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,744
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,373
−HK$1,653/mo
Today · 4.125%
HK$64,026
baseline
▲ 0.50% · 4.625%
HK$67,401
+HK$3,375/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,052/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,702
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,684
−HK$2,013/mo
Today · 4.125%
HK$67,697
baseline
▲ 0.50% · 4.625%
HK$71,816
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,394/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,868
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,769
−HK$1,928/mo
Today · 4.125%
HK$74,697
baseline
▲ 0.50% · 4.625%
HK$78,634
+HK$3,937/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,394/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,903
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,450
−HK$2,589/mo
Today · 4.125%
HK$87,039
baseline
▲ 0.50% · 4.625%
HK$92,335
+HK$5,296/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,078/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,296 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,116
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,560
−HK$2,479/mo
Today · 4.125%
HK$96,039
baseline
▲ 0.50% · 4.625%
HK$101,101
+HK$5,062/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,078/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,296 · Scale 2, in force from 26 Feb 2026)