LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,502
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,917
−HK$1,438/mo
Today · 4.125%
HK$48,355
baseline
▲ 0.50% · 4.625%
HK$51,298
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,710/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,621
−HK$2,734/mo
▼ 0.25% · 3.875%
HK$51,978
−HK$1,377/mo
Today · 4.125%
HK$53,355
baseline
▲ 0.50% · 4.625%
HK$56,168
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,710/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,602
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,301
−HK$1,726/mo
Today · 4.125%
HK$58,027
baseline
▲ 0.50% · 4.625%
HK$61,557
+HK$3,530/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,054/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,745
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,374
−HK$1,653/mo
Today · 4.125%
HK$64,027
baseline
▲ 0.50% · 4.625%
HK$67,401
+HK$3,374/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,054/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,703
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,684
−HK$2,014/mo
Today · 4.125%
HK$67,698
baseline
▲ 0.50% · 4.625%
HK$71,817
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,396/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,869
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,769
−HK$1,929/mo
Today · 4.125%
HK$74,698
baseline
▲ 0.50% · 4.625%
HK$78,635
+HK$3,937/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,396/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,904
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,451
−HK$2,589/mo
Today · 4.125%
HK$87,040
baseline
▲ 0.50% · 4.625%
HK$92,336
+HK$5,296/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,080/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,305 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,117
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,561
−HK$2,479/mo
Today · 4.125%
HK$96,040
baseline
▲ 0.50% · 4.625%
HK$101,102
+HK$5,062/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,080/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,305 · Scale 2, in force from 26 Feb 2026)