LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,503
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,918
−HK$1,438/mo
Today · 4.125%
HK$48,356
baseline
▲ 0.50% · 4.625%
HK$51,298
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,712/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,621
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,979
−HK$1,377/mo
Today · 4.125%
HK$53,356
baseline
▲ 0.50% · 4.625%
HK$56,168
+HK$2,812/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,712/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,603
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,302
−HK$1,725/mo
Today · 4.125%
HK$58,027
baseline
▲ 0.50% · 4.625%
HK$61,558
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,054/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,745
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,374
−HK$1,653/mo
Today · 4.125%
HK$64,027
baseline
▲ 0.50% · 4.625%
HK$67,402
+HK$3,375/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,054/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,704
−HK$3,994/mo
▼ 0.25% · 3.875%
HK$65,685
−HK$2,013/mo
Today · 4.125%
HK$67,698
baseline
▲ 0.50% · 4.625%
HK$71,818
+HK$4,120/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,396/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,870
−HK$3,828/mo
▼ 0.25% · 3.875%
HK$72,770
−HK$1,928/mo
Today · 4.125%
HK$74,698
baseline
▲ 0.50% · 4.625%
HK$78,636
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,396/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,905
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,452
−HK$2,589/mo
Today · 4.125%
HK$87,041
baseline
▲ 0.50% · 4.625%
HK$92,337
+HK$5,296/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,082/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,313 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,118
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,562
−HK$2,479/mo
Today · 4.125%
HK$96,041
baseline
▲ 0.50% · 4.625%
HK$101,103
+HK$5,062/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,082/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,313 · Scale 2, in force from 26 Feb 2026)