LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,504
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,919
−HK$1,438/mo
Today · 4.125%
HK$48,357
baseline
▲ 0.50% · 4.625%
HK$51,299
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,714/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,622
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,980
−HK$1,377/mo
Today · 4.125%
HK$53,357
baseline
▲ 0.50% · 4.625%
HK$56,170
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,714/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,604
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,303
−HK$1,725/mo
Today · 4.125%
HK$58,028
baseline
▲ 0.50% · 4.625%
HK$61,559
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,056/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,747
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,376
−HK$1,653/mo
Today · 4.125%
HK$64,029
baseline
▲ 0.50% · 4.625%
HK$67,404
+HK$3,375/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,058/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,705
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,687
−HK$2,013/mo
Today · 4.125%
HK$67,700
baseline
▲ 0.50% · 4.625%
HK$71,819
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,400/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,871
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,772
−HK$1,928/mo
Today · 4.125%
HK$74,700
baseline
▲ 0.50% · 4.625%
HK$78,638
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,400/mo (50% DSR)
Upfront cash ≈ HK$6.73M (deposit + AVD stamp duty HK$748,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,906
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,454
−HK$2,589/mo
Today · 4.125%
HK$87,043
baseline
▲ 0.50% · 4.625%
HK$92,339
+HK$5,296/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,086/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,331 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,120
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,564
−HK$2,479/mo
Today · 4.125%
HK$96,043
baseline
▲ 0.50% · 4.625%
HK$101,106
+HK$5,063/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,086/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,331 · Scale 2, in force from 26 Feb 2026)