LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,506
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,921
−HK$1,438/mo
Today · 4.125%
HK$48,359
baseline
▲ 0.50% · 4.625%
HK$51,302
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,718/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,625
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,982
−HK$1,378/mo
Today · 4.125%
HK$53,360
baseline
▲ 0.50% · 4.625%
HK$56,172
+HK$2,812/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,720/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,607
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,305
−HK$1,726/mo
Today · 4.125%
HK$58,031
baseline
▲ 0.50% · 4.625%
HK$61,562
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,062/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,749
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,379
−HK$1,653/mo
Today · 4.125%
HK$64,032
baseline
▲ 0.50% · 4.625%
HK$67,407
+HK$3,375/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,064/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,708
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,690
−HK$2,013/mo
Today · 4.125%
HK$67,703
baseline
▲ 0.50% · 4.625%
HK$71,822
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,406/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,874
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,775
−HK$1,928/mo
Today · 4.125%
HK$74,703
baseline
▲ 0.50% · 4.625%
HK$78,641
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,406/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,910
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,458
−HK$2,589/mo
Today · 4.125%
HK$87,047
baseline
▲ 0.50% · 4.625%
HK$92,343
+HK$5,296/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,094/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,364 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,124
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,568
−HK$2,479/mo
Today · 4.125%
HK$96,047
baseline
▲ 0.50% · 4.625%
HK$101,110
+HK$5,063/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,094/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,364 · Scale 2, in force from 26 Feb 2026)