LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,508
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,924
−HK$1,438/mo
Today · 4.125%
HK$48,362
baseline
▲ 0.50% · 4.625%
HK$51,304
+HK$2,942/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,724/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,627
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,985
−HK$1,377/mo
Today · 4.125%
HK$53,362
baseline
▲ 0.50% · 4.625%
HK$56,175
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,724/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,610
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,308
−HK$1,726/mo
Today · 4.125%
HK$58,034
baseline
▲ 0.50% · 4.625%
HK$61,565
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,068/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,753
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,382
−HK$1,653/mo
Today · 4.125%
HK$64,035
baseline
▲ 0.50% · 4.625%
HK$67,410
+HK$3,375/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,070/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,711
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,693
−HK$2,014/mo
Today · 4.125%
HK$67,707
baseline
▲ 0.50% · 4.625%
HK$71,826
+HK$4,119/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,414/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,878
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,779
−HK$1,928/mo
Today · 4.125%
HK$74,707
baseline
▲ 0.50% · 4.625%
HK$78,645
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,414/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,914
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,462
−HK$2,589/mo
Today · 4.125%
HK$87,051
baseline
▲ 0.50% · 4.625%
HK$92,348
+HK$5,297/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,102/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,404 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,129
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,573
−HK$2,479/mo
Today · 4.125%
HK$96,052
baseline
▲ 0.50% · 4.625%
HK$101,116
+HK$5,064/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,104/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,404 · Scale 2, in force from 26 Feb 2026)