LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,509
−HK$2,853/mo
▼ 0.25% · 3.875%
HK$46,924
−HK$1,438/mo
Today · 4.125%
HK$48,362
baseline
▲ 0.50% · 4.625%
HK$51,305
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,724/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,628
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,986
−HK$1,377/mo
Today · 4.125%
HK$53,363
baseline
▲ 0.50% · 4.625%
HK$56,176
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,726/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,610
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,309
−HK$1,726/mo
Today · 4.125%
HK$58,035
baseline
▲ 0.50% · 4.625%
HK$61,566
+HK$3,531/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$116,070/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,754
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,383
−HK$1,653/mo
Today · 4.125%
HK$64,036
baseline
▲ 0.50% · 4.625%
HK$67,411
+HK$3,375/mo
Deposit HK$7.98M · loan HK$11.97M · min. income ≈ HK$128,072/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,712
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,694
−HK$2,013/mo
Today · 4.125%
HK$67,707
baseline
▲ 0.50% · 4.625%
HK$71,827
+HK$4,120/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,414/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,879
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,780
−HK$1,928/mo
Today · 4.125%
HK$74,708
baseline
▲ 0.50% · 4.625%
HK$78,646
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,416/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,916
−HK$5,136/mo
▼ 0.25% · 3.875%
HK$84,464
−HK$2,588/mo
Today · 4.125%
HK$87,052
baseline
▲ 0.50% · 4.625%
HK$92,349
+HK$5,297/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,104/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,414 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,130
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,574
−HK$2,480/mo
Today · 4.125%
HK$96,054
baseline
▲ 0.50% · 4.625%
HK$101,117
+HK$5,063/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,108/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,414 · Scale 2, in force from 26 Feb 2026)