LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,510
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,926
−HK$1,438/mo
Today · 4.125%
HK$48,364
baseline
▲ 0.50% · 4.625%
HK$51,307
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,728/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,630
−HK$2,735/mo
▼ 0.25% · 3.875%
HK$51,988
−HK$1,377/mo
Today · 4.125%
HK$53,365
baseline
▲ 0.50% · 4.625%
HK$56,178
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,730/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,613
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$56,311
−HK$1,726/mo
Today · 4.125%
HK$58,037
baseline
▲ 0.50% · 4.625%
HK$61,569
+HK$3,532/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$116,074/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,756
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,385
−HK$1,653/mo
Today · 4.125%
HK$64,038
baseline
▲ 0.50% · 4.625%
HK$67,414
+HK$3,376/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$128,076/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,715
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,696
−HK$2,014/mo
Today · 4.125%
HK$67,710
baseline
▲ 0.50% · 4.625%
HK$71,830
+HK$4,120/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,420/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,882
−HK$3,829/mo
▼ 0.25% · 3.875%
HK$72,783
−HK$1,928/mo
Today · 4.125%
HK$74,711
baseline
▲ 0.50% · 4.625%
HK$78,650
+HK$3,939/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,422/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,919
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,467
−HK$2,589/mo
Today · 4.125%
HK$87,056
baseline
▲ 0.50% · 4.625%
HK$92,353
+HK$5,297/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,112/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,443 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,134
−HK$4,923/mo
▼ 0.25% · 3.875%
HK$93,578
−HK$2,479/mo
Today · 4.125%
HK$96,057
baseline
▲ 0.50% · 4.625%
HK$101,121
+HK$5,064/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,114/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,443 · Scale 2, in force from 26 Feb 2026)