LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,513
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,929
−HK$1,438/mo
Today · 4.125%
HK$48,367
baseline
▲ 0.50% · 4.625%
HK$51,310
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,734/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,633
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,991
−HK$1,378/mo
Today · 4.125%
HK$53,369
baseline
▲ 0.50% · 4.625%
HK$56,182
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,738/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,616
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,315
−HK$1,726/mo
Today · 4.125%
HK$58,041
baseline
▲ 0.50% · 4.625%
HK$61,573
+HK$3,532/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$116,082/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,760
−HK$3,282/mo
▼ 0.25% · 3.875%
HK$62,389
−HK$1,653/mo
Today · 4.125%
HK$64,042
baseline
▲ 0.50% · 4.625%
HK$67,418
+HK$3,376/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$128,084/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,719
−HK$3,995/mo
▼ 0.25% · 3.875%
HK$65,701
−HK$2,013/mo
Today · 4.125%
HK$67,714
baseline
▲ 0.50% · 4.625%
HK$71,835
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,428/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,886
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,787
−HK$1,929/mo
Today · 4.125%
HK$74,716
baseline
▲ 0.50% · 4.625%
HK$78,654
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,432/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,924
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,472
−HK$2,589/mo
Today · 4.125%
HK$87,061
baseline
▲ 0.50% · 4.625%
HK$92,359
+HK$5,298/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,122/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,490 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,140
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,584
−HK$2,480/mo
Today · 4.125%
HK$96,064
baseline
▲ 0.50% · 4.625%
HK$101,127
+HK$5,063/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,128/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,490 · Scale 2, in force from 26 Feb 2026)