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Home Mortgage Planner

Mortgage Planner

Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.

HK$2.00M HIBOR 1M · 3.9% Prime · 6.125%
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$6,372
−HK$400/mo
▼ 0.25% · 3.875%
HK$6,570
−HK$202/mo
Today · 4.125%
HK$6,772
baseline
▲ 0.50% · 4.625%
HK$7,184
+HK$412/mo

Deposit HK$599K · loan HK$1.40M · min. income ≈ HK$13,544/mo (50% DSR)

Upfront cash ≈ HK$599K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)

For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.

Data sourced from Renavon.com