LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,516
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,932
−HK$1,438/mo
Today · 4.125%
HK$48,370
baseline
▲ 0.50% · 4.625%
HK$51,314
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,740/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,636
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,994
−HK$1,378/mo
Today · 4.125%
HK$53,372
baseline
▲ 0.50% · 4.625%
HK$56,185
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,744/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,619
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,318
−HK$1,726/mo
Today · 4.125%
HK$58,044
baseline
▲ 0.50% · 4.625%
HK$61,576
+HK$3,532/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$116,088/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,763
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,393
−HK$1,653/mo
Today · 4.125%
HK$64,046
baseline
▲ 0.50% · 4.625%
HK$67,422
+HK$3,376/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$128,092/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,722
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,705
−HK$2,013/mo
Today · 4.125%
HK$67,718
baseline
▲ 0.50% · 4.625%
HK$71,839
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,436/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,891
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,792
−HK$1,929/mo
Today · 4.125%
HK$74,721
baseline
▲ 0.50% · 4.625%
HK$78,659
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,442/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,929
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,477
−HK$2,590/mo
Today · 4.125%
HK$87,067
baseline
▲ 0.50% · 4.625%
HK$92,364
+HK$5,297/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$174,134/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,145
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,590
−HK$2,479/mo
Today · 4.125%
HK$96,069
baseline
▲ 0.50% · 4.625%
HK$101,133
+HK$5,064/mo
Deposit HK$2.00M · loan HK$17.96M · min. income ≈ HK$192,138/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,536 · Scale 2, in force from 26 Feb 2026)