LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,517
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,933
−HK$1,438/mo
Today · 4.125%
HK$48,371
baseline
▲ 0.50% · 4.625%
HK$51,315
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,742/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,637
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,995
−HK$1,378/mo
Today · 4.125%
HK$53,373
baseline
▲ 0.50% · 4.625%
HK$56,186
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,746/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,620
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,319
−HK$1,727/mo
Today · 4.125%
HK$58,046
baseline
▲ 0.50% · 4.625%
HK$61,578
+HK$3,532/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$116,092/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,765
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,394
−HK$1,654/mo
Today · 4.125%
HK$64,048
baseline
▲ 0.50% · 4.625%
HK$67,424
+HK$3,376/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$128,096/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,724
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,706
−HK$2,014/mo
Today · 4.125%
HK$67,720
baseline
▲ 0.50% · 4.625%
HK$71,841
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,440/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,892
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,793
−HK$1,929/mo
Today · 4.125%
HK$74,722
baseline
▲ 0.50% · 4.625%
HK$78,661
+HK$3,939/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,444/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,931
−HK$5,137/mo
▼ 0.25% · 3.875%
HK$84,479
−HK$2,589/mo
Today · 4.125%
HK$87,068
baseline
▲ 0.50% · 4.625%
HK$92,366
+HK$5,298/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,136/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,552 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,147
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,592
−HK$2,479/mo
Today · 4.125%
HK$96,071
baseline
▲ 0.50% · 4.625%
HK$101,136
+HK$5,065/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,142/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,552 · Scale 2, in force from 26 Feb 2026)