LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,518
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,934
−HK$1,438/mo
Today · 4.125%
HK$48,372
baseline
▲ 0.50% · 4.625%
HK$51,316
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,744/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,638
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,996
−HK$1,378/mo
Today · 4.125%
HK$53,374
baseline
▲ 0.50% · 4.625%
HK$56,187
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,748/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,621
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,320
−HK$1,727/mo
Today · 4.125%
HK$58,047
baseline
▲ 0.50% · 4.625%
HK$61,579
+HK$3,532/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$116,094/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,766
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,396
−HK$1,653/mo
Today · 4.125%
HK$64,049
baseline
▲ 0.50% · 4.625%
HK$67,425
+HK$3,376/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$128,098/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,725
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,707
−HK$2,014/mo
Today · 4.125%
HK$67,721
baseline
▲ 0.50% · 4.625%
HK$71,842
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,442/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,893
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,795
−HK$1,929/mo
Today · 4.125%
HK$74,724
baseline
▲ 0.50% · 4.625%
HK$78,662
+HK$3,938/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,448/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,932
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,481
−HK$2,589/mo
Today · 4.125%
HK$87,070
baseline
▲ 0.50% · 4.625%
HK$92,368
+HK$5,298/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,140/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,566 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,149
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,593
−HK$2,480/mo
Today · 4.125%
HK$96,073
baseline
▲ 0.50% · 4.625%
HK$101,137
+HK$5,064/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,146/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,566 · Scale 2, in force from 26 Feb 2026)