LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,519
−HK$2,854/mo
▼ 0.25% · 3.875%
HK$46,935
−HK$1,438/mo
Today · 4.125%
HK$48,373
baseline
▲ 0.50% · 4.625%
HK$51,316
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,746/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,639
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,997
−HK$1,378/mo
Today · 4.125%
HK$53,375
baseline
▲ 0.50% · 4.625%
HK$56,188
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,750/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,622
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,321
−HK$1,727/mo
Today · 4.125%
HK$58,048
baseline
▲ 0.50% · 4.625%
HK$61,580
+HK$3,532/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$116,096/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,767
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,397
−HK$1,653/mo
Today · 4.125%
HK$64,050
baseline
▲ 0.50% · 4.625%
HK$67,426
+HK$3,376/mo
Deposit HK$7.98M · loan HK$11.98M · min. income ≈ HK$128,100/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,726
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,708
−HK$2,014/mo
Today · 4.125%
HK$67,722
baseline
▲ 0.50% · 4.625%
HK$71,843
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,444/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,895
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,796
−HK$1,929/mo
Today · 4.125%
HK$74,725
baseline
▲ 0.50% · 4.625%
HK$78,664
+HK$3,939/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,450/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,934
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,482
−HK$2,590/mo
Today · 4.125%
HK$87,072
baseline
▲ 0.50% · 4.625%
HK$92,370
+HK$5,298/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,144/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,150
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,595
−HK$2,480/mo
Today · 4.125%
HK$96,075
baseline
▲ 0.50% · 4.625%
HK$101,139
+HK$5,064/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,150/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,579 · Scale 2, in force from 26 Feb 2026)