LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,520
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,936
−HK$1,439/mo
Today · 4.125%
HK$48,375
baseline
▲ 0.50% · 4.625%
HK$51,318
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,750/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,641
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$51,999
−HK$1,378/mo
Today · 4.125%
HK$53,377
baseline
▲ 0.50% · 4.625%
HK$56,190
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,754/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,624
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,324
−HK$1,726/mo
Today · 4.125%
HK$58,050
baseline
▲ 0.50% · 4.625%
HK$61,582
+HK$3,532/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,100/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,769
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,399
−HK$1,653/mo
Today · 4.125%
HK$64,052
baseline
▲ 0.50% · 4.625%
HK$67,429
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,104/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,728
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,711
−HK$2,014/mo
Today · 4.125%
HK$67,725
baseline
▲ 0.50% · 4.625%
HK$71,846
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,450/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,897
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,799
−HK$1,929/mo
Today · 4.125%
HK$74,728
baseline
▲ 0.50% · 4.625%
HK$78,667
+HK$3,939/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,456/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,937
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,485
−HK$2,590/mo
Today · 4.125%
HK$87,075
baseline
▲ 0.50% · 4.625%
HK$92,373
+HK$5,298/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,150/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,606 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,154
−HK$4,924/mo
▼ 0.25% · 3.875%
HK$93,598
−HK$2,480/mo
Today · 4.125%
HK$96,078
baseline
▲ 0.50% · 4.625%
HK$101,143
+HK$5,065/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,156/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,606 · Scale 2, in force from 26 Feb 2026)