LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,521
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,937
−HK$1,439/mo
Today · 4.125%
HK$48,376
baseline
▲ 0.50% · 4.625%
HK$51,320
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,752/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,642
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,000
−HK$1,378/mo
Today · 4.125%
HK$53,378
baseline
▲ 0.50% · 4.625%
HK$56,192
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,756/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,626
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,325
−HK$1,726/mo
Today · 4.125%
HK$58,051
baseline
▲ 0.50% · 4.625%
HK$61,584
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,102/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,771
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,400
−HK$1,654/mo
Today · 4.125%
HK$64,054
baseline
▲ 0.50% · 4.625%
HK$67,430
+HK$3,376/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,108/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,730
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,712
−HK$2,015/mo
Today · 4.125%
HK$67,727
baseline
▲ 0.50% · 4.625%
HK$71,848
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,454/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,899
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,801
−HK$1,929/mo
Today · 4.125%
HK$74,730
baseline
▲ 0.50% · 4.625%
HK$78,669
+HK$3,939/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,460/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,939
−HK$5,138/mo
▼ 0.25% · 3.875%
HK$84,487
−HK$2,590/mo
Today · 4.125%
HK$87,077
baseline
▲ 0.50% · 4.625%
HK$92,375
+HK$5,298/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,154/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,625 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,156
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,601
−HK$2,480/mo
Today · 4.125%
HK$96,081
baseline
▲ 0.50% · 4.625%
HK$101,145
+HK$5,064/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,162/mo (50% DSR)
Upfront cash ≈ HK$2.74M (deposit + AVD stamp duty HK$748,625 · Scale 2, in force from 26 Feb 2026)