LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,523
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,939
−HK$1,439/mo
Today · 4.125%
HK$48,378
baseline
▲ 0.50% · 4.625%
HK$51,321
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,756/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,644
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,002
−HK$1,378/mo
Today · 4.125%
HK$53,380
baseline
▲ 0.50% · 4.625%
HK$56,194
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,760/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,628
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,327
−HK$1,726/mo
Today · 4.125%
HK$58,053
baseline
▲ 0.50% · 4.625%
HK$61,586
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,106/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,773
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,402
−HK$1,654/mo
Today · 4.125%
HK$64,056
baseline
▲ 0.50% · 4.625%
HK$67,432
+HK$3,376/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,112/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,732
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,715
−HK$2,014/mo
Today · 4.125%
HK$67,729
baseline
▲ 0.50% · 4.625%
HK$71,850
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$135,458/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,901
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,803
−HK$1,929/mo
Today · 4.125%
HK$74,732
baseline
▲ 0.50% · 4.625%
HK$78,671
+HK$3,939/mo
Deposit HK$5.99M · loan HK$13.97M · min. income ≈ HK$149,464/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,941
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,490
−HK$2,590/mo
Today · 4.125%
HK$87,080
baseline
▲ 0.50% · 4.625%
HK$92,378
+HK$5,298/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,160/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,649 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,159
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,604
−HK$2,480/mo
Today · 4.125%
HK$96,084
baseline
▲ 0.50% · 4.625%
HK$101,149
+HK$5,065/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,168/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,649 · Scale 2, in force from 26 Feb 2026)