LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,525
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,941
−HK$1,439/mo
Today · 4.125%
HK$48,380
baseline
▲ 0.50% · 4.625%
HK$51,323
+HK$2,943/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,760/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,646
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,004
−HK$1,378/mo
Today · 4.125%
HK$53,382
baseline
▲ 0.50% · 4.625%
HK$56,196
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,764/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$56,329
−HK$1,726/mo
Today · 4.125%
HK$58,055
baseline
▲ 0.50% · 4.625%
HK$61,588
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,110/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,775
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,405
−HK$1,653/mo
Today · 4.125%
HK$64,058
baseline
▲ 0.50% · 4.625%
HK$67,435
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,116/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,735
−HK$3,996/mo
▼ 0.25% · 3.875%
HK$65,717
−HK$2,014/mo
Today · 4.125%
HK$67,731
baseline
▲ 0.50% · 4.625%
HK$71,853
+HK$4,122/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,462/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,904
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,806
−HK$1,929/mo
Today · 4.125%
HK$74,735
baseline
▲ 0.50% · 4.625%
HK$78,674
+HK$3,939/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,470/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,944
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,493
−HK$2,590/mo
Today · 4.125%
HK$87,083
baseline
▲ 0.50% · 4.625%
HK$92,382
+HK$5,299/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,166/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,678 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,162
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,607
−HK$2,481/mo
Today · 4.125%
HK$96,088
baseline
▲ 0.50% · 4.625%
HK$101,153
+HK$5,065/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,176/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,678 · Scale 2, in force from 26 Feb 2026)