LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,525
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,941
−HK$1,439/mo
Today · 4.125%
HK$48,380
baseline
▲ 0.50% · 4.625%
HK$51,324
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,760/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,646
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,005
−HK$1,377/mo
Today · 4.125%
HK$53,382
baseline
▲ 0.50% · 4.625%
HK$56,196
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,764/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,630
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,329
−HK$1,727/mo
Today · 4.125%
HK$58,056
baseline
▲ 0.50% · 4.625%
HK$61,588
+HK$3,532/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,112/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,775
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,405
−HK$1,654/mo
Today · 4.125%
HK$64,059
baseline
▲ 0.50% · 4.625%
HK$67,436
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,118/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,735
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,718
−HK$2,014/mo
Today · 4.125%
HK$67,732
baseline
▲ 0.50% · 4.625%
HK$71,853
+HK$4,121/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,464/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,905
−HK$3,830/mo
▼ 0.25% · 3.875%
HK$72,806
−HK$1,929/mo
Today · 4.125%
HK$74,735
baseline
▲ 0.50% · 4.625%
HK$78,675
+HK$3,940/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,470/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,945
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,494
−HK$2,590/mo
Today · 4.125%
HK$87,084
baseline
▲ 0.50% · 4.625%
HK$92,383
+HK$5,299/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,168/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,685 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,163
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,608
−HK$2,480/mo
Today · 4.125%
HK$96,088
baseline
▲ 0.50% · 4.625%
HK$101,153
+HK$5,065/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,176/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,685 · Scale 2, in force from 26 Feb 2026)