LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,526
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,942
−HK$1,439/mo
Today · 4.125%
HK$48,381
baseline
▲ 0.50% · 4.625%
HK$51,325
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,762/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,647
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,006
−HK$1,378/mo
Today · 4.125%
HK$53,384
baseline
▲ 0.50% · 4.625%
HK$56,197
+HK$2,813/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,768/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,631
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,331
−HK$1,726/mo
Today · 4.125%
HK$58,057
baseline
▲ 0.50% · 4.625%
HK$61,590
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,114/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,777
−HK$3,283/mo
▼ 0.25% · 3.875%
HK$62,407
−HK$1,653/mo
Today · 4.125%
HK$64,060
baseline
▲ 0.50% · 4.625%
HK$67,437
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,120/mo (50% DSR)
Upfront cash ≈ HK$8.73M (deposit + AVD stamp duty HK$748,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,736
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,719
−HK$2,014/mo
Today · 4.125%
HK$67,733
baseline
▲ 0.50% · 4.625%
HK$71,855
+HK$4,122/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,466/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,906
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,808
−HK$1,929/mo
Today · 4.125%
HK$74,737
baseline
▲ 0.50% · 4.625%
HK$78,676
+HK$3,939/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,474/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,947
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,496
−HK$2,590/mo
Today · 4.125%
HK$87,086
baseline
▲ 0.50% · 4.625%
HK$92,385
+HK$5,299/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,172/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,699 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,165
−HK$4,925/mo
▼ 0.25% · 3.875%
HK$93,610
−HK$2,480/mo
Today · 4.125%
HK$96,090
baseline
▲ 0.50% · 4.625%
HK$101,155
+HK$5,065/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,180/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,699 · Scale 2, in force from 26 Feb 2026)