LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,531
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,947
−HK$1,439/mo
Today · 4.125%
HK$48,386
baseline
▲ 0.50% · 4.625%
HK$51,330
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,772/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,652
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,011
−HK$1,378/mo
Today · 4.125%
HK$53,389
baseline
▲ 0.50% · 4.625%
HK$56,203
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,778/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,637
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,336
−HK$1,727/mo
Today · 4.125%
HK$58,063
baseline
▲ 0.50% · 4.625%
HK$61,596
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,126/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,783
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,413
−HK$1,654/mo
Today · 4.125%
HK$64,067
baseline
▲ 0.50% · 4.625%
HK$67,444
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,134/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,743
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,726
−HK$2,014/mo
Today · 4.125%
HK$67,740
baseline
▲ 0.50% · 4.625%
HK$71,862
+HK$4,122/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,480/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,913
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,815
−HK$1,929/mo
Today · 4.125%
HK$74,744
baseline
▲ 0.50% · 4.625%
HK$78,684
+HK$3,940/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,488/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,955
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,504
−HK$2,590/mo
Today · 4.125%
HK$87,094
baseline
▲ 0.50% · 4.625%
HK$92,394
+HK$5,300/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,188/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,775 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,174
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,619
−HK$2,481/mo
Today · 4.125%
HK$96,100
baseline
▲ 0.50% · 4.625%
HK$101,166
+HK$5,066/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,200/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,775 · Scale 2, in force from 26 Feb 2026)