LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,531
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,947
−HK$1,439/mo
Today · 4.125%
HK$48,386
baseline
▲ 0.50% · 4.625%
HK$51,331
+HK$2,945/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,772/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,653
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,011
−HK$1,379/mo
Today · 4.125%
HK$53,390
baseline
▲ 0.50% · 4.625%
HK$56,204
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,780/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,637
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,337
−HK$1,727/mo
Today · 4.125%
HK$58,064
baseline
▲ 0.50% · 4.625%
HK$61,597
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,128/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,783
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,414
−HK$1,653/mo
Today · 4.125%
HK$64,067
baseline
▲ 0.50% · 4.625%
HK$67,445
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,134/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,744
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,726
−HK$2,015/mo
Today · 4.125%
HK$67,741
baseline
▲ 0.50% · 4.625%
HK$71,863
+HK$4,122/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,482/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,914
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,816
−HK$1,929/mo
Today · 4.125%
HK$74,745
baseline
▲ 0.50% · 4.625%
HK$78,685
+HK$3,940/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,490/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,956
−HK$5,139/mo
▼ 0.25% · 3.875%
HK$84,505
−HK$2,590/mo
Today · 4.125%
HK$87,095
baseline
▲ 0.50% · 4.625%
HK$92,395
+HK$5,300/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,190/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,783 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,175
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,621
−HK$2,480/mo
Today · 4.125%
HK$96,101
baseline
▲ 0.50% · 4.625%
HK$101,167
+HK$5,066/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,202/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,783 · Scale 2, in force from 26 Feb 2026)