Home
Mortgage Planner
Mortgage Planner
Model your monthly payment, deposit, and stamp duty at any property value — reusing the same rate maths as our unit pages.
HK$199.68M
HIBOR 1M · 3.9%
Prime · 6.125%
Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.
LTV · monthly repayment
Loan term
▼ 0.50% · 3.625%
HK$637,444
−HK$39,973/mo
▼ 0.25% · 3.875%
HK$657,272
−HK$20,145/mo
Today · 4.125%
HK$677,417
baseline
▲ 0.50% · 4.625%
HK$718,636
+HK$41,219/mo
Deposit HK$59.90M · loan HK$139.77M · min. income ≈ HK$1,354,834/mo (50% DSR)
Upfront cash ≈ HK$72.88M (deposit + AVD stamp duty HK$12,979,068 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
For planning purposes only — not an offer, pre-approval, or formal valuation. Actual bank rates and terms vary.
Data sourced from Renavon.com