LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,532
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,949
−HK$1,439/mo
Today · 4.125%
HK$48,388
baseline
▲ 0.50% · 4.625%
HK$51,332
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,776/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,654
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,013
−HK$1,378/mo
Today · 4.125%
HK$53,391
baseline
▲ 0.50% · 4.625%
HK$56,205
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,782/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,639
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,338
−HK$1,727/mo
Today · 4.125%
HK$58,065
baseline
▲ 0.50% · 4.625%
HK$61,598
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,130/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,785
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,415
−HK$1,654/mo
Today · 4.125%
HK$64,069
baseline
▲ 0.50% · 4.625%
HK$67,446
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,138/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,745
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,728
−HK$2,015/mo
Today · 4.125%
HK$67,743
baseline
▲ 0.50% · 4.625%
HK$71,865
+HK$4,122/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,486/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,916
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,818
−HK$1,929/mo
Today · 4.125%
HK$74,747
baseline
▲ 0.50% · 4.625%
HK$78,687
+HK$3,940/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,494/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,958
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,508
−HK$2,590/mo
Today · 4.125%
HK$87,098
baseline
▲ 0.50% · 4.625%
HK$92,397
+HK$5,299/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,196/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,803 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,178
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,623
−HK$2,481/mo
Today · 4.125%
HK$96,104
baseline
▲ 0.50% · 4.625%
HK$101,169
+HK$5,065/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,208/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,803 · Scale 2, in force from 26 Feb 2026)