LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,534
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,950
−HK$1,439/mo
Today · 4.125%
HK$48,389
baseline
▲ 0.50% · 4.625%
HK$51,333
+HK$2,944/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,778/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,656
−HK$2,736/mo
▼ 0.25% · 3.875%
HK$52,014
−HK$1,378/mo
Today · 4.125%
HK$53,392
baseline
▲ 0.50% · 4.625%
HK$56,207
+HK$2,815/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,784/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,640
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,340
−HK$1,727/mo
Today · 4.125%
HK$58,067
baseline
▲ 0.50% · 4.625%
HK$61,600
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,134/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,787
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,417
−HK$1,654/mo
Today · 4.125%
HK$64,071
baseline
▲ 0.50% · 4.625%
HK$67,448
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,142/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,747
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,730
−HK$2,014/mo
Today · 4.125%
HK$67,744
baseline
▲ 0.50% · 4.625%
HK$71,867
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,488/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,918
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,820
−HK$1,929/mo
Today · 4.125%
HK$74,749
baseline
▲ 0.50% · 4.625%
HK$78,690
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,498/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,960
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,510
−HK$2,590/mo
Today · 4.125%
HK$87,100
baseline
▲ 0.50% · 4.625%
HK$92,400
+HK$5,300/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,200/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,824 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,180
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,626
−HK$2,480/mo
Today · 4.125%
HK$96,106
baseline
▲ 0.50% · 4.625%
HK$101,172
+HK$5,066/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,212/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,824 · Scale 2, in force from 26 Feb 2026)