LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,534
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,950
−HK$1,439/mo
Today · 4.125%
HK$48,389
baseline
▲ 0.50% · 4.625%
HK$51,334
+HK$2,945/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,778/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,656
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,015
−HK$1,378/mo
Today · 4.125%
HK$53,393
baseline
▲ 0.50% · 4.625%
HK$56,207
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,786/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,641
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,341
−HK$1,726/mo
Today · 4.125%
HK$58,067
baseline
▲ 0.50% · 4.625%
HK$61,601
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,134/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,787
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,418
−HK$1,654/mo
Today · 4.125%
HK$64,072
baseline
▲ 0.50% · 4.625%
HK$67,449
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,144/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,748
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,731
−HK$2,014/mo
Today · 4.125%
HK$67,745
baseline
▲ 0.50% · 4.625%
HK$71,867
+HK$4,122/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,490/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,919
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,821
−HK$1,929/mo
Today · 4.125%
HK$74,750
baseline
▲ 0.50% · 4.625%
HK$78,690
+HK$3,940/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,500/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,961
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,511
−HK$2,590/mo
Today · 4.125%
HK$87,101
baseline
▲ 0.50% · 4.625%
HK$92,401
+HK$5,300/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,202/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,832 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,181
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,627
−HK$2,480/mo
Today · 4.125%
HK$96,107
baseline
▲ 0.50% · 4.625%
HK$101,173
+HK$5,066/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,214/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,832 · Scale 2, in force from 26 Feb 2026)