LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,536
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,952
−HK$1,439/mo
Today · 4.125%
HK$48,391
baseline
▲ 0.50% · 4.625%
HK$51,336
+HK$2,945/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$96,782/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,658
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,017
−HK$1,378/mo
Today · 4.125%
HK$53,395
baseline
▲ 0.50% · 4.625%
HK$56,209
+HK$2,814/mo
Deposit HK$9.98M · loan HK$9.98M · min. income ≈ HK$106,790/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,643
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,343
−HK$1,726/mo
Today · 4.125%
HK$58,069
baseline
▲ 0.50% · 4.625%
HK$61,603
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,138/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,790
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,420
−HK$1,654/mo
Today · 4.125%
HK$64,074
baseline
▲ 0.50% · 4.625%
HK$67,451
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,148/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,750
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,733
−HK$2,015/mo
Today · 4.125%
HK$67,748
baseline
▲ 0.50% · 4.625%
HK$71,870
+HK$4,122/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,496/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,921
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,823
−HK$1,930/mo
Today · 4.125%
HK$74,753
baseline
▲ 0.50% · 4.625%
HK$78,693
+HK$3,940/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,506/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,964
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,514
−HK$2,590/mo
Today · 4.125%
HK$87,104
baseline
▲ 0.50% · 4.625%
HK$92,404
+HK$5,300/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,208/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,858 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,184
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,630
−HK$2,481/mo
Today · 4.125%
HK$96,111
baseline
▲ 0.50% · 4.625%
HK$101,177
+HK$5,066/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,222/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,858 · Scale 2, in force from 26 Feb 2026)