LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,537
−HK$2,855/mo
▼ 0.25% · 3.875%
HK$46,953
−HK$1,439/mo
Today · 4.125%
HK$48,392
baseline
▲ 0.50% · 4.625%
HK$51,337
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,784/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,659
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,018
−HK$1,378/mo
Today · 4.125%
HK$53,396
baseline
▲ 0.50% · 4.625%
HK$56,211
+HK$2,815/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,792/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,644
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,344
−HK$1,727/mo
Today · 4.125%
HK$58,071
baseline
▲ 0.50% · 4.625%
HK$61,604
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,142/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,791
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,422
−HK$1,654/mo
Today · 4.125%
HK$64,076
baseline
▲ 0.50% · 4.625%
HK$67,453
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,152/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,752
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,735
−HK$2,014/mo
Today · 4.125%
HK$67,749
baseline
▲ 0.50% · 4.625%
HK$71,872
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,498/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,923
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,825
−HK$1,930/mo
Today · 4.125%
HK$74,755
baseline
▲ 0.50% · 4.625%
HK$78,695
+HK$3,940/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,510/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,966
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,516
−HK$2,590/mo
Today · 4.125%
HK$87,106
baseline
▲ 0.50% · 4.625%
HK$92,407
+HK$5,301/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,212/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,878 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,187
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,632
−HK$2,481/mo
Today · 4.125%
HK$96,113
baseline
▲ 0.50% · 4.625%
HK$101,180
+HK$5,067/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,226/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,878 · Scale 2, in force from 26 Feb 2026)