LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,537
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,954
−HK$1,439/mo
Today · 4.125%
HK$48,393
baseline
▲ 0.50% · 4.625%
HK$51,337
+HK$2,944/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,786/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,660
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,018
−HK$1,379/mo
Today · 4.125%
HK$53,397
baseline
▲ 0.50% · 4.625%
HK$56,211
+HK$2,814/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,794/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,645
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$56,344
−HK$1,727/mo
Today · 4.125%
HK$58,071
baseline
▲ 0.50% · 4.625%
HK$61,605
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,142/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,792
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,422
−HK$1,654/mo
Today · 4.125%
HK$64,076
baseline
▲ 0.50% · 4.625%
HK$67,454
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,152/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,752
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,735
−HK$2,015/mo
Today · 4.125%
HK$67,750
baseline
▲ 0.50% · 4.625%
HK$71,872
+HK$4,122/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,500/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,924
−HK$3,831/mo
▼ 0.25% · 3.875%
HK$72,826
−HK$1,929/mo
Today · 4.125%
HK$74,755
baseline
▲ 0.50% · 4.625%
HK$78,696
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,510/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,967
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,517
−HK$2,590/mo
Today · 4.125%
HK$87,107
baseline
▲ 0.50% · 4.625%
HK$92,407
+HK$5,300/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,214/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,884 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,187
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,633
−HK$2,481/mo
Today · 4.125%
HK$96,114
baseline
▲ 0.50% · 4.625%
HK$101,180
+HK$5,066/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,228/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,884 · Scale 2, in force from 26 Feb 2026)