LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,539
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,955
−HK$1,440/mo
Today · 4.125%
HK$48,395
baseline
▲ 0.50% · 4.625%
HK$51,339
+HK$2,944/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,790/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,662
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,020
−HK$1,379/mo
Today · 4.125%
HK$53,399
baseline
▲ 0.50% · 4.625%
HK$56,213
+HK$2,814/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,798/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,647
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,347
−HK$1,727/mo
Today · 4.125%
HK$58,074
baseline
▲ 0.50% · 4.625%
HK$61,607
+HK$3,533/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,148/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,794
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,424
−HK$1,654/mo
Today · 4.125%
HK$64,078
baseline
▲ 0.50% · 4.625%
HK$67,456
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,156/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,755
−HK$3,997/mo
▼ 0.25% · 3.875%
HK$65,738
−HK$2,014/mo
Today · 4.125%
HK$67,752
baseline
▲ 0.50% · 4.625%
HK$71,875
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,504/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,926
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,828
−HK$1,930/mo
Today · 4.125%
HK$74,758
baseline
▲ 0.50% · 4.625%
HK$78,699
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,516/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,970
−HK$5,140/mo
▼ 0.25% · 3.875%
HK$84,520
−HK$2,590/mo
Today · 4.125%
HK$87,110
baseline
▲ 0.50% · 4.625%
HK$92,411
+HK$5,301/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,220/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,191
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,637
−HK$2,481/mo
Today · 4.125%
HK$96,118
baseline
▲ 0.50% · 4.625%
HK$101,184
+HK$5,066/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,236/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,912 · Scale 2, in force from 26 Feb 2026)