LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,540
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,957
−HK$1,439/mo
Today · 4.125%
HK$48,396
baseline
▲ 0.50% · 4.625%
HK$51,341
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,792/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,663
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,022
−HK$1,378/mo
Today · 4.125%
HK$53,400
baseline
▲ 0.50% · 4.625%
HK$56,215
+HK$2,815/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,800/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,648
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,348
−HK$1,727/mo
Today · 4.125%
HK$58,075
baseline
▲ 0.50% · 4.625%
HK$61,609
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,150/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,796
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,426
−HK$1,654/mo
Today · 4.125%
HK$64,080
baseline
▲ 0.50% · 4.625%
HK$67,458
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,160/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,756
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,740
−HK$2,014/mo
Today · 4.125%
HK$67,754
baseline
▲ 0.50% · 4.625%
HK$71,877
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,508/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,928
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,831
−HK$1,929/mo
Today · 4.125%
HK$74,760
baseline
▲ 0.50% · 4.625%
HK$78,701
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,520/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,972
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,522
−HK$2,591/mo
Today · 4.125%
HK$87,113
baseline
▲ 0.50% · 4.625%
HK$92,413
+HK$5,300/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,226/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,194
−HK$4,926/mo
▼ 0.25% · 3.875%
HK$93,639
−HK$2,481/mo
Today · 4.125%
HK$96,120
baseline
▲ 0.50% · 4.625%
HK$101,187
+HK$5,067/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,240/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,934 · Scale 2, in force from 26 Feb 2026)