LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,541
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,958
−HK$1,439/mo
Today · 4.125%
HK$48,397
baseline
▲ 0.50% · 4.625%
HK$51,342
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,794/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,664
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,023
−HK$1,378/mo
Today · 4.125%
HK$53,401
baseline
▲ 0.50% · 4.625%
HK$56,216
+HK$2,815/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,802/mo (50% DSR)
Upfront cash ≈ HK$10.73M (deposit + AVD stamp duty HK$748,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,649
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,349
−HK$1,727/mo
Today · 4.125%
HK$58,076
baseline
▲ 0.50% · 4.625%
HK$61,610
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,152/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,797
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,427
−HK$1,655/mo
Today · 4.125%
HK$64,082
baseline
▲ 0.50% · 4.625%
HK$67,459
+HK$3,377/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,164/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,758
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,741
−HK$2,015/mo
Today · 4.125%
HK$67,756
baseline
▲ 0.50% · 4.625%
HK$71,879
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,512/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,930
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,832
−HK$1,930/mo
Today · 4.125%
HK$74,762
baseline
▲ 0.50% · 4.625%
HK$78,703
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,524/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,974
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,524
−HK$2,591/mo
Today · 4.125%
HK$87,115
baseline
▲ 0.50% · 4.625%
HK$92,415
+HK$5,300/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$174,230/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,948 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,195
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,641
−HK$2,481/mo
Today · 4.125%
HK$96,122
baseline
▲ 0.50% · 4.625%
HK$101,189
+HK$5,067/mo
Deposit HK$2.00M · loan HK$17.97M · min. income ≈ HK$192,244/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,948 · Scale 2, in force from 26 Feb 2026)