LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,542
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,959
−HK$1,439/mo
Today · 4.125%
HK$48,398
baseline
▲ 0.50% · 4.625%
HK$51,343
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,796/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$748,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,666
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,024
−HK$1,379/mo
Today · 4.125%
HK$53,403
baseline
▲ 0.50% · 4.625%
HK$56,218
+HK$2,815/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,806/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$748,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,651
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,351
−HK$1,727/mo
Today · 4.125%
HK$58,078
baseline
▲ 0.50% · 4.625%
HK$61,612
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,156/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,799
−HK$3,284/mo
▼ 0.25% · 3.875%
HK$62,429
−HK$1,654/mo
Today · 4.125%
HK$64,083
baseline
▲ 0.50% · 4.625%
HK$67,461
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,166/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$748,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,759
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,743
−HK$2,015/mo
Today · 4.125%
HK$67,758
baseline
▲ 0.50% · 4.625%
HK$71,881
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,516/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,932
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,834
−HK$1,930/mo
Today · 4.125%
HK$74,764
baseline
▲ 0.50% · 4.625%
HK$78,705
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,528/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$748,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,976
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,526
−HK$2,591/mo
Today · 4.125%
HK$87,117
baseline
▲ 0.50% · 4.625%
HK$92,418
+HK$5,301/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,234/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,970 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,198
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,644
−HK$2,481/mo
Today · 4.125%
HK$96,125
baseline
▲ 0.50% · 4.625%
HK$101,192
+HK$5,067/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,250/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$748,970 · Scale 2, in force from 26 Feb 2026)