LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,544
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,961
−HK$1,439/mo
Today · 4.125%
HK$48,400
baseline
▲ 0.50% · 4.625%
HK$51,345
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,800/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,668
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,027
−HK$1,378/mo
Today · 4.125%
HK$53,405
baseline
▲ 0.50% · 4.625%
HK$56,220
+HK$2,815/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,810/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,653
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,353
−HK$1,728/mo
Today · 4.125%
HK$58,081
baseline
▲ 0.50% · 4.625%
HK$61,615
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,162/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,801
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,432
−HK$1,654/mo
Today · 4.125%
HK$64,086
baseline
▲ 0.50% · 4.625%
HK$67,464
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,172/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,762
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,746
−HK$2,015/mo
Today · 4.125%
HK$67,761
baseline
▲ 0.50% · 4.625%
HK$71,884
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,522/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,935
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,837
−HK$1,930/mo
Today · 4.125%
HK$74,767
baseline
▲ 0.50% · 4.625%
HK$78,708
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,534/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,980
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,530
−HK$2,591/mo
Today · 4.125%
HK$87,121
baseline
▲ 0.50% · 4.625%
HK$92,422
+HK$5,301/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,242/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,002 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,202
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,648
−HK$2,481/mo
Today · 4.125%
HK$96,129
baseline
▲ 0.50% · 4.625%
HK$101,196
+HK$5,067/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,258/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,002 · Scale 2, in force from 26 Feb 2026)