LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,546
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,962
−HK$1,440/mo
Today · 4.125%
HK$48,402
baseline
▲ 0.50% · 4.625%
HK$51,347
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,804/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,669
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,028
−HK$1,379/mo
Today · 4.125%
HK$53,407
baseline
▲ 0.50% · 4.625%
HK$56,222
+HK$2,815/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,814/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,655
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,355
−HK$1,727/mo
Today · 4.125%
HK$58,082
baseline
▲ 0.50% · 4.625%
HK$61,616
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,164/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,803
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,434
−HK$1,654/mo
Today · 4.125%
HK$64,088
baseline
▲ 0.50% · 4.625%
HK$67,466
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,176/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,764
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,747
−HK$2,015/mo
Today · 4.125%
HK$67,762
baseline
▲ 0.50% · 4.625%
HK$71,886
+HK$4,124/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,524/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,937
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,839
−HK$1,930/mo
Today · 4.125%
HK$74,769
baseline
▲ 0.50% · 4.625%
HK$78,710
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,538/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,982
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,532
−HK$2,591/mo
Today · 4.125%
HK$87,123
baseline
▲ 0.50% · 4.625%
HK$92,424
+HK$5,301/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,246/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,023 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,204
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,650
−HK$2,482/mo
Today · 4.125%
HK$96,132
baseline
▲ 0.50% · 4.625%
HK$101,199
+HK$5,067/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,264/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,023 · Scale 2, in force from 26 Feb 2026)