LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,547
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,964
−HK$1,439/mo
Today · 4.125%
HK$48,403
baseline
▲ 0.50% · 4.625%
HK$51,348
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,806/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,671
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,030
−HK$1,378/mo
Today · 4.125%
HK$53,408
baseline
▲ 0.50% · 4.625%
HK$56,223
+HK$2,815/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,816/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,656
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,356
−HK$1,728/mo
Today · 4.125%
HK$58,084
baseline
▲ 0.50% · 4.625%
HK$61,618
+HK$3,534/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$116,168/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,805
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,435
−HK$1,655/mo
Today · 4.125%
HK$64,090
baseline
▲ 0.50% · 4.625%
HK$67,468
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.98M · min. income ≈ HK$128,180/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,766
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,749
−HK$2,015/mo
Today · 4.125%
HK$67,764
baseline
▲ 0.50% · 4.625%
HK$71,888
+HK$4,124/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,528/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,939
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,841
−HK$1,930/mo
Today · 4.125%
HK$74,771
baseline
▲ 0.50% · 4.625%
HK$78,713
+HK$3,942/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,542/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,985
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,535
−HK$2,591/mo
Today · 4.125%
HK$87,126
baseline
▲ 0.50% · 4.625%
HK$92,427
+HK$5,301/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,252/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,207
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,653
−HK$2,482/mo
Today · 4.125%
HK$96,135
baseline
▲ 0.50% · 4.625%
HK$101,202
+HK$5,067/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,270/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,044 · Scale 2, in force from 26 Feb 2026)