LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,549
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,966
−HK$1,439/mo
Today · 4.125%
HK$48,405
baseline
▲ 0.50% · 4.625%
HK$51,350
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,810/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,673
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,032
−HK$1,378/mo
Today · 4.125%
HK$53,410
baseline
▲ 0.50% · 4.625%
HK$56,226
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,820/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,659
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,359
−HK$1,727/mo
Today · 4.125%
HK$58,086
baseline
▲ 0.50% · 4.625%
HK$61,621
+HK$3,535/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,172/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,807
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,438
−HK$1,654/mo
Today · 4.125%
HK$64,092
baseline
▲ 0.50% · 4.625%
HK$67,471
+HK$3,379/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,184/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,768
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,752
−HK$2,015/mo
Today · 4.125%
HK$67,767
baseline
▲ 0.50% · 4.625%
HK$71,891
+HK$4,124/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,534/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,942
−HK$3,832/mo
▼ 0.25% · 3.875%
HK$72,844
−HK$1,930/mo
Today · 4.125%
HK$74,774
baseline
▲ 0.50% · 4.625%
HK$78,716
+HK$3,942/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,548/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,988
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,538
−HK$2,591/mo
Today · 4.125%
HK$87,129
baseline
▲ 0.50% · 4.625%
HK$92,431
+HK$5,302/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,258/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,074 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,211
−HK$4,927/mo
▼ 0.25% · 3.875%
HK$93,657
−HK$2,481/mo
Today · 4.125%
HK$96,138
baseline
▲ 0.50% · 4.625%
HK$101,206
+HK$5,068/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,276/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,074 · Scale 2, in force from 26 Feb 2026)