LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,550
−HK$2,856/mo
▼ 0.25% · 3.875%
HK$46,967
−HK$1,439/mo
Today · 4.125%
HK$48,406
baseline
▲ 0.50% · 4.625%
HK$51,351
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,812/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,674
−HK$2,737/mo
▼ 0.25% · 3.875%
HK$52,033
−HK$1,378/mo
Today · 4.125%
HK$53,411
baseline
▲ 0.50% · 4.625%
HK$56,227
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,822/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,660
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$56,360
−HK$1,727/mo
Today · 4.125%
HK$58,087
baseline
▲ 0.50% · 4.625%
HK$61,622
+HK$3,535/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,174/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,808
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,439
−HK$1,655/mo
Today · 4.125%
HK$64,094
baseline
▲ 0.50% · 4.625%
HK$67,472
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,188/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,770
−HK$3,998/mo
▼ 0.25% · 3.875%
HK$65,753
−HK$2,015/mo
Today · 4.125%
HK$67,768
baseline
▲ 0.50% · 4.625%
HK$71,892
+HK$4,124/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,536/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,943
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,846
−HK$1,930/mo
Today · 4.125%
HK$74,776
baseline
▲ 0.50% · 4.625%
HK$78,717
+HK$3,941/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,552/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,989
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,540
−HK$2,591/mo
Today · 4.125%
HK$87,131
baseline
▲ 0.50% · 4.625%
HK$92,433
+HK$5,302/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,262/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,089 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,212
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,659
−HK$2,481/mo
Today · 4.125%
HK$96,140
baseline
▲ 0.50% · 4.625%
HK$101,208
+HK$5,068/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,280/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,089 · Scale 2, in force from 26 Feb 2026)