LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,550
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,967
−HK$1,440/mo
Today · 4.125%
HK$48,407
baseline
▲ 0.50% · 4.625%
HK$51,352
+HK$2,945/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,814/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,674
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,033
−HK$1,379/mo
Today · 4.125%
HK$53,412
baseline
▲ 0.50% · 4.625%
HK$56,228
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,824/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,660
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,361
−HK$1,727/mo
Today · 4.125%
HK$58,088
baseline
▲ 0.50% · 4.625%
HK$61,623
+HK$3,535/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,176/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,809
−HK$3,286/mo
▼ 0.25% · 3.875%
HK$62,440
−HK$1,655/mo
Today · 4.125%
HK$64,095
baseline
▲ 0.50% · 4.625%
HK$67,473
+HK$3,378/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,190/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,771
−HK$3,999/mo
▼ 0.25% · 3.875%
HK$65,754
−HK$2,016/mo
Today · 4.125%
HK$67,770
baseline
▲ 0.50% · 4.625%
HK$71,893
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,540/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,944
−HK$3,833/mo
▼ 0.25% · 3.875%
HK$72,847
−HK$1,930/mo
Today · 4.125%
HK$74,777
baseline
▲ 0.50% · 4.625%
HK$78,719
+HK$3,942/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,554/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,991
−HK$5,141/mo
▼ 0.25% · 3.875%
HK$84,541
−HK$2,591/mo
Today · 4.125%
HK$87,132
baseline
▲ 0.50% · 4.625%
HK$92,434
+HK$5,302/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,264/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,214
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,660
−HK$2,482/mo
Today · 4.125%
HK$96,142
baseline
▲ 0.50% · 4.625%
HK$101,210
+HK$5,068/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,284/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,100 · Scale 2, in force from 26 Feb 2026)