LTV · monthly repayment
▼ 0.50% · 3.625%
HK$45,554
−HK$2,857/mo
▼ 0.25% · 3.875%
HK$46,971
−HK$1,440/mo
Today · 4.125%
HK$48,411
baseline
▲ 0.50% · 4.625%
HK$51,357
+HK$2,946/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$96,822/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$50,679
−HK$2,738/mo
▼ 0.25% · 3.875%
HK$52,038
−HK$1,379/mo
Today · 4.125%
HK$53,417
baseline
▲ 0.50% · 4.625%
HK$56,233
+HK$2,816/mo
Deposit HK$9.99M · loan HK$9.99M · min. income ≈ HK$106,834/mo (50% DSR)
Upfront cash ≈ HK$10.74M (deposit + AVD stamp duty HK$749,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$54,665
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$56,366
−HK$1,727/mo
Today · 4.125%
HK$58,093
baseline
▲ 0.50% · 4.625%
HK$61,628
+HK$3,535/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$116,186/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$60,815
−HK$3,285/mo
▼ 0.25% · 3.875%
HK$62,446
−HK$1,654/mo
Today · 4.125%
HK$64,100
baseline
▲ 0.50% · 4.625%
HK$67,479
+HK$3,379/mo
Deposit HK$7.99M · loan HK$11.99M · min. income ≈ HK$128,200/mo (50% DSR)
Upfront cash ≈ HK$8.74M (deposit + AVD stamp duty HK$749,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,776
−HK$4,000/mo
▼ 0.25% · 3.875%
HK$65,760
−HK$2,016/mo
Today · 4.125%
HK$67,776
baseline
▲ 0.50% · 4.625%
HK$71,899
+HK$4,123/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$135,552/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$70,950
−HK$3,834/mo
▼ 0.25% · 3.875%
HK$72,853
−HK$1,931/mo
Today · 4.125%
HK$74,784
baseline
▲ 0.50% · 4.625%
HK$78,726
+HK$3,942/mo
Deposit HK$5.99M · loan HK$13.98M · min. income ≈ HK$149,568/mo (50% DSR)
Upfront cash ≈ HK$6.74M (deposit + AVD stamp duty HK$749,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$81,998
−HK$5,142/mo
▼ 0.25% · 3.875%
HK$84,549
−HK$2,591/mo
Today · 4.125%
HK$87,140
baseline
▲ 0.50% · 4.625%
HK$92,442
+HK$5,302/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$174,280/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,167 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,222
−HK$4,928/mo
▼ 0.25% · 3.875%
HK$93,668
−HK$2,482/mo
Today · 4.125%
HK$96,150
baseline
▲ 0.50% · 4.625%
HK$101,219
+HK$5,069/mo
Deposit HK$2.00M · loan HK$17.98M · min. income ≈ HK$192,300/mo (50% DSR)
Upfront cash ≈ HK$2.75M (deposit + AVD stamp duty HK$749,167 · Scale 2, in force from 26 Feb 2026)